Program untuk CUTI SEKOLAH

Salam hormat daripada D'impian Resort & Training centre, Muar, Johor.

Peluang untuk anak anda merasai pengalaman Summer Camp yang sebenar pada musim cuti sekolah bulan Jun ini.

Kami ingin menawarkan satu kem: Bagaimana mengisi masa lapang anak anda semasa cuti sekolah dengan aktiviti bermanfaat dan pasti meninggalkan kenangan terindah pada zaman kanak-kanak pada musim cuti sekolah?

Baca Dengan Teliti >>

Ini adalah One-Time-Offer!

Tawaran sah 2 Hari daripada sekarang!

Harga Perkongsian Ini Adalah RM 350

Semalam kami telah buka kepada inner circle kami dengan harga RM 200

TAPI kami minta maaf hari ini dah naikkan harga kepada RM 230 seorang TETAPI RM 600 SAHAJA untuk 3 orang! Kan dah UNTUNG RM 90 kalau pergi 3 orang.

Bertindak sekarang dengan SEGERA...

Kuota kami hanya TINGGAL 10 orang peserta sahaja... kejap lagi SURE naik harga lagi..

D'IMPIAN SUMMER CAMP 2015

Tarikh : 31 MEI - 3 JUN (AHAD - RABU)
Lokasi : D'Impian Resort & Training Centre, Parit Jawa,
Muar, Johor.
Rujukan lokasi : http://goo.gl/maps/e0wS4
Incharge Person : Encik Ash 012-2724576

CARA MENDAFTAR:

1) Taip ( DSC > NAMA > NO. TELEFON > BILANGAN PESERTA ) ke 012-2724576

2) Isikan maklumat diri di Google Form: http://goo.gl/forms/Jxf4d1wLdt

Tawaran Jaminan BERANI REKEMEN !!
Boleh refund dalam 24 jam JIKA TAK PUAS HATI

https://www.facebook.com/events/556750771134162/

(Note: Ini adalah iklan berbayar, Hamka Keretamayat tidak terlibat dengan Program ini.)

Cara Iklan di FB Hamka Keretamayat

FB Hamka Keretamayat mempunyai 90 ribu follower, 

Satu iklan waktu tengah hari (atau waktu lain yang tuan ingin) pihak kami hanya cas RM50. 

Kami juga akan iklan di side bar Blog keretamayat selama Seminggu (atau lebih). Pihak kami menolak iklan berunsur lucah, perubatan yang tiada kelulusan KKM, MLM, dan lain lain produk yang bertentangan dengan etika. Bayar RM50 kepada WOHA ENTERPRISE: (Maybank 556226405584) dan sila hantar maklumat iklan (dalam bentuk gambar) dan Link di lampirkan bersama gambar.

Terima kasih

FORMULA UNTUK TIDAK BERJAYA? ---> DENGARLAH CAKAP/PENDAPAT ORG LAIN.

sumber: https://www.facebook.com/faizul.ridzuan.7/posts/899492780101225

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Pada tahun 2005 apabila saya membeli hartanah pertama saya, orang kata saya terlalu muda (24 tahun) untuk membeli rumah. Mereka berkata harga hartanah condo di Kelana Jaya tak pernah naik. Mereka suruh saya beli kereta dulu. Saya tak peduli dan beli jugak kondo itu.
(Hari ini, harga condo ini telah meningkat hampir 300%. Kalau saya beli kereta 70k time tu saya mungkin boleh jual kereta itu harga RM7k sahaja hari ni)
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Pada tahun 2006, saya nak beli studio servis apartment unit di kawasan Pudu. Org cakap membeli unit studio di sebuah bangunan terbiar adalah bodoh dan ada yang mengatakan tempat yang saya nak beli tu adalah kawasan yang merupakan sarang pelacuran. Ada pakar yang jgn beli servis apartment sbb maintenance mahal. Saya tak peduli dan beli jugak.
(Studio ini beri saya pulangan 40% setahun berdasarkan nilai sewaan, dan saya jual tahun 2011 dgn keuntungan hampir RM200,000)
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Pada tahun 2007 saya nak beli studio di kawasan Masjid India. Developer studio ini saya gelarkan sebagai M ni mmg kurang bagus workmanship'nya. Kondo di sebelah bangunan ni penuh dgn warga asing yang berus gigi di swimming pool. Kawasan dipanggil Masjid India dan kelas rendah, orang lain komen saya bodoh sbb bayar RM500psf utk studio ini. Saya tak peduli dan beli jugak.
(Harga Hari ini hampir 1000psf, hasil sewaan lebih dari pada 30% pulangan setahun.)
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Saya kahwin tahun 2008. Pada tahun 2008 orang berkata krisis ekonomi akan datang, dan harga hartanah akan turun. Kali ini saya beli lagi 2 unit dalam bangunan M yang teruk tu pulak.
(Harga Hari ini hampir 1000psf, hasil sewaan lebih dari pada 30% setahun.)
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Pada tahun 2009 terdapat kemelesetan ekonomi berskala global. Amerika dan Europe terus pincang dan gawat. Banyak "pakar" yang bijak pandai yang mengatakan ramai yang akan kehilangan pekerjaan dan harga hartanah pasti merundum. Saya pulak? Macam biasa saya ni org degil bodoh dan tak reti nak dgr cakap. Saya beli 6 rumah tahun itu.
(Majority yang saya beli tahun 2009 ni beri pulangan sewa lebih 30% dan ada yang capai kenaikan harga lebih 250%)
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Tahun 2010 harga hartanah masih tak nak turun. Banyak pakar yang cakap, tahun ni mesti jatuh, sebab harga hartanah dah terlampau tinggi. Saya pekakkan telinga dan terus beli 6 lagi rumah.
(Saya dah jual 2, dan 4 rumah lagi saya sewakan. Pulangan sewa lebih 30% dan ada yang capai kenaikan harga lebih 200%)
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Pada tahun 2011 gov diperkenalkan 70% LTV kerana pasaran hartanah terlalu panas. Ramai yang mula sedar harga hartanah sikit pun tak turun jadi mereka terus membeli. Saya mula risau bila tengok dan cuba perlahankan pembelian saya tahun dan hanya membeli hartanah 4 tahun itu.
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Juga pada tahun 2011, saya buat percubaan mengajar hartanah pertama saya dan terdapat beberapa hamba-Allahyang mengulas bahawa saya tak patut mengajar orang bagaimana untuk melabur dalam hartanah kerana saya tidak berkelayakan dan saya terlalu muda.
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Pada tahun 2012, harga hartanah naik lagi. Saya jual sebijik dan beli 2 hartanh termasuklah hartanah di Mont Kiara. Ramai yang komen harga hartanah di Mont Kiara akan runtuh sebab oversupply. Macam biasa saya buat pekak dan terus beli. Saya jual hartanah di Bandar Kinrara pada RM420psf dan beli hartanah di M.Kiara pada harga Rm370psf. Hari ini unit yang saya beli menjadi rumah kediaman saya sekeluarga dan saya diberitahu harga telah meningkat hampir 50% dalam tak sampai 3 tahun.
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Ini juga tahun saya melancarkan buku saya. Apabila saya meminta beberapa sahabat untuk membaca buku saya, mereka mempunyai ulasan bercampur-campur, ada yang positif, ada yang negatif. Ada yang cakap tiada siapa yang akan baca buku saya. Penerbit saya memberitahu saya saya boleh dianggap bernasib baik jika saya dapat menjual 1,000 naskhah. Saya menjual lebih 6000 naskhah pada tahun 2012 dan buku yang mendapat ke dalam senarai "Best-Seller" hampir setiap minggu selama 1 tahun.
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Selepas melancarkan buku saya, saya dijemput bercakap dalam satu event hartanah. Bila saya naik pentas, ada rakan yang berbicara dlm bahasa kantonis memerli "Mengapa budak Melayu ini bercakap di atas pentas dan apa yang dia tahu pasal hartanah??"
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Pada tahun 2013, ramai orang bercakap tentang gelembung hartanah ataupun property bubble. Mereka juga komplen yang bertapa sukarnya melabur dalam hartanah. Saya mula senyum dan tahun itu saya beli lebih dari 10 hartanah. Saya beli banyak sbb saya tahu ia akan menjadi tahun terakhir saya sebagai pekerja dan lepas saya berhenti akan lebih susah untuk saya melabur dalam hartanah.
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Saya mulakan Sarjana Hartanah tahun itu dengan tujuan untuk berkongsi ilmu saya dalam pelaburan hartanah. Sehingga skrg,saya dah mengajar lebih daripada 500 orang pelajar. Alhamdulillah sambutan sgt menggalakkan dan Sarjana Hartanah yang saya buat baru-baru-ini sold out seminggu sebelum event ini bermula.
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Saya berhenti kerja dalam September dan banyak rakan-rakan saya fikir ia adalah langkah yang berisiko tinggi kerana gaji saya bukannya kecil. Saya percaya rezeki itu akan datang dari Allah SWT kalau saya terus berusaha. Tambahan pula, saya ada cashflow yang baik dari hartanah yang saya beli semenjak dari tahun 2005.
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Tahun ini juga saya buka FAR Capital Sdn Bhd, syarikat konsultancy hartanah pertama di Malaysia yang menjaga kepentingan pembeli. Saya pernah cerita idea ni kepada ramai kawan, dan majority memberitahu saya yang org takkan bayar saya untuk dapatkan nasihat. Saya berpendapat kalau saya boleh bagi nasihat yang org tak boleh dapat dari tempat lain, saya akan survive. Bukan semua akan bayar tetapi akan ada yang akan gembira membayar saya bila saya buat modal asal mereka RM100,000 jadi RM3 Juta selepas 10 tahun.
(Bulan Feb 2015 merupakan bulan terbaik dalam sejarah FAR CApital. Kalau apa kita buat boleh menambah baikkan kehidupan orang lain, InSha Allah customer takkan putus. smile emoticon )
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Pada tahun 2014, saya menjadi seorang usahawan sepenuh masa. Hanya membeli hartanah 1 tahun kerana saya perlu memberi tumpuan kepada FAR Capital. Dan saya mendengar orang mengatakan gelembung hartanah sudah bermula. Saya senyum lagi.
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Dalam tahun 2015, kami telah melancarkan TheMakeOverGuys, sebuah syarikat yang mengkhususkan kerja-kerja pengubahsuaian dan sewa bagi pelabur. Kita tahu bahawa akan ada banyak spekulator yang membeli hartanah untuk flip hartanah di 2011/2012 akan terperangkap tahun ini kerana mereka tidak mempunyai kemahiran dan ilmu sebagai pelabur. Matlamat kami adalah memberikan renovasi yang mampu-milik dan boleh berikan ROI/sewaan yang tinggi.
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Dan tahun 2015, saya mendengar ramai lagi pakar2 yang mengatakan bahawa ekonomi dan pasaran hartanah akan crash. Saya senyum besar.
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MORAL DARI KISAH SAYA
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Setiap kali kita nak buat sesuatu yang baru, akan ada ramai yang akan cakap benda ni tak mungkin boleh berjaya dan macam-macam alasan negatif. Pekakkan telinga dan buat saja. Kalau anda dah buat penyelidikan sehabis baik, kena yakin dgn diri sendiri.
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Cari ilmu sebelum buat apa-pun. Saya belajar 2 tahun sebelum beli rumah pertama. Saya belajar eslok belok bisnes dan buat bisnes secara sambilan selama 3 tahun sebelum berani nak berhenti kerja untuk berniaga sepenuh masa. Pergi kursus motivasi bisnes memang tak sama macam dah buat bisnes sendiri. Saya kenal orang yang berbelanja puluhan ribu untuk pergi kursus motivasi bisnes lepas tu berhenti kerja. Bisnes dah gagal, skrg cari kerja 9-5 balik.
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Bukan semua pakar/cikgu tu akan tahu semua benda. Sepanjang saya melabur dalam hartanah, ada ramai pakar dan penulis buku yang cakap jgn beli apartment berservis, dan melabur dalam apartment/kondo sebab tak boleh buat duit. Saya hormat cikgu-cikgu saya dan pendapat mereka, tapi tak bermaksud saya kena ikut membabi buta. Mereka pun manusia dan boleh buat silap. Hormat guru, tetapi jgn taksub dan fikir mereka tak boleh salah atau buat silap. Mereka dan kita cuma manusia.
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Akan ada orang yang hidup seolah-olah tujuan hidupnya untuk melemahkan dan mengkritik impian kita dan memberitahu anda 1000 sebab-sebab mengapa anda akan gagal. Diorang ni sebenarnya takut kalau kita berjaya, kita mungkin buat diorang nampak kurang cerdik. Jadi, kita kena pekakkan telinga dan buat saja.
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Akan sentiasa ada makluk-bodoh yang rasis kerana bapa mereka tidak mampu/terlupa untuk membeli kondom. Pedulikan dan mereka ni tak layak dapat walau seminit pun dari masa anda.
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Kalau anda nak berjalan jauh, kita takkan sampai ke destinasi kalau kita asyik nak berenti dan layan anjing yang menyalak. Abaikan mereka, dan memberi tumpuan dalam perjalanan anda. Kita takkan jumpa singa yang berhenti berjalan sebab nak layan salakan anjing. A lion shouldnt loose sleep over the opinion of a sheep.
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Atau dalam kata-kata Elon Musk (pengasas TESLA, SPACE-X) ---> "FUCK THAT, WE ARE GOING TO MAKE IT HAPPEN"!

copy pase dari FB Faizulridzuan

8 Questions Successful People Ask Themselves

Source: Time.

1. What Time Do You Wake Up?

There are 24 hours in a day, and you can use all of them. — Jeffrey Immelt, CEO of General Electric

2. What Decisions Can You Stop Making?

I really want to clear my life so that I have to make as few decisions as possible about anything except how to best serve this community. — Mark Zuckerberg, CEO of Facebook

3. What Are You Afraid Of?

Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. — Steve Jobs, late CEO of Apple

4. What Is Today’s Single Most Important Goal?

You’re not going to do this forever. There’s a finite amount of time you’re going to be doing this. Do this really, really well. And if you do this really, really well, everybody will see that, and they’ll move you onto the next thing. — Terry Lundgren, CEO of Macy’s

5. What Hard Thing Are You Not Doing Enough?

I don’t like to do just the things I like to do. I like to do things that cause the company to succeed. I don’t spend a lot of time doing my favorite activities. — Michael Dell, CEO of Dell Computers

6. What Easy Thing Are You Doing Too Much?

Do the hard jobs first. The easy jobs will take care of themselves. — Dale Carnegie, author of How to Win Friends and Influence People

7. Do You Really Need to Buy That?

Rule No. 1: Never lose money. Rule No. 2: Don’t forget Rule No. 1. — Warren Buffett, CEO of Berkshire Hathaway

8. How Are You Going to Implement the Changes That Need to Be Made?

I do not think that there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature. — John D. Rockefeller, founder of Standard Oil 

Orang Kuantan

Buku Hamka keretamayat, ada di jual di kedai makanan sunnah bertempat di Komplek dagangan Mahkota, indera Mahkota.

Alahai, dekat dengan KWSP, KMC, dan tasik berjogging tu.

(rujuk gambar)

Ps: Selain kurma, madu, kismis, habatus sauda, dan lain-lain makanan sunnah, kat situ juga ada jual rotan-Woha!

Stave Jobs speech at Convo

Copy/paste: http://news.stanford.edu/news/2005/june15/jobs-061505.html

I am honored to be with you today at your commencement from one of the finest universities in the world. I never graduated from college. Truth be told, this is the closest I've ever gotten to a college graduation. Today I want to tell you three stories from my life. That's it. No big deal. Just three stories.

The first story is about connecting the dots.

I dropped out of Reed College after the first 6 months, but then stayed around as a drop-in for another 18 months or so before I really quit. So why did I drop out?

It started before I was born. My biological mother was a young, unwed college graduate student, and she decided to put me up for adoption. She felt very strongly that I should be adopted by college graduates, so everything was all set for me to be adopted at birth by a lawyer and his wife. Except that when I popped out they decided at the last minute that they really wanted a girl. So my parents, who were on a waiting list, got a call in the middle of the night asking: "We have an unexpected baby boy; do you want him?" They said: "Of course." My biological mother later found out that my mother had never graduated from college and that my father had never graduated from high school. She refused to sign the final adoption papers. She only relented a few months later when my parents promised that I would someday go to college.

And 17 years later I did go to college. But I naively chose a college that was almost as expensive as Stanford, and all of my working-class parents' savings were being spent on my college tuition. After six months, I couldn't see the value in it. I had no idea what I wanted to do with my life and no idea how college was going to help me figure it out. And here I was spending all of the money my parents had saved their entire life. So I decided to drop out and trust that it would all work out OK. It was pretty scary at the time, but looking back it was one of the best decisions I ever made. The minute I dropped out I could stop taking the required classes that didn't interest me, and begin dropping in on the ones that looked interesting.

It wasn't all romantic. I didn't have a dorm room, so I slept on the floor in friends' rooms, I returned coke bottles for the 5¢ deposits to buy food with, and I would walk the 7 miles across town every Sunday night to get one good meal a week at the Hare Krishna temple. I loved it. And much of what I stumbled into by following my curiosity and intuition turned out to be priceless later on. Let me give you one example:

Reed College at that time offered perhaps the best calligraphy instruction in the country. Throughout the campus every poster, every label on every drawer, was beautifully hand calligraphed. Because I had dropped out and didn't have to take the normal classes, I decided to take a calligraphy class to learn how to do this. I learned about serif and san serif typefaces, about varying the amount of space between different letter combinations, about what makes great typography great. It was beautiful, historical, artistically subtle in a way that science can't capture, and I found it fascinating.

None of this had even a hope of any practical application in my life. But ten years later, when we were designing the first Macintosh computer, it all came back to me. And we designed it all into the Mac. It was the first computer with beautiful typography. If I had never dropped in on that single course in college, the Mac would have never had multiple typefaces or proportionally spaced fonts. And since Windows just copied the Mac, it's likely that no personal computer would have them. If I had never dropped out, I would have never dropped in on this calligraphy class, and personal computers might not have the wonderful typography that they do. Of course it was impossible to connect the dots looking forward when I was in college. But it was very, very clear looking backwards ten years later.

Again, you can't connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something — your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life.

My second story is about love and loss.

I was lucky — I found what I loved to do early in life. Woz and I started Apple in my parents garage when I was 20. We worked hard, and in 10 years Apple had grown from just the two of us in a garage into a $2 billion company with over 4000 employees. We had just released our finest creation — the Macintosh — a year earlier, and I had just turned 30. And then I got fired. How can you get fired from a company you started? Well, as Apple grew we hired someone who I thought was very talented to run the company with me, and for the first year or so things went well. But then our visions of the future began to diverge and eventually we had a falling out. When we did, our Board of Directors sided with him. So at 30 I was out. And very publicly out. What had been the focus of my entire adult life was gone, and it was devastating.

I really didn't know what to do for a few months. I felt that I had let the previous generation of entrepreneurs down - that I had dropped the baton as it was being passed to me. I met with David Packard and Bob Noyce and tried to apologize for screwing up so badly. I was a very public failure, and I even thought about running away from the valley. But something slowly began to dawn on me — I still loved what I did. The turn of events at Apple had not changed that one bit. I had been rejected, but I was still in love. And so I decided to start over.

I didn't see it then, but it turned out that getting fired from Apple was the best thing that could have ever happened to me. The heaviness of being successful was replaced by the lightness of being a beginner again, less sure about everything. It freed me to enter one of the most creative periods of my life.

During the next five years, I started a company named NeXT, another company named Pixar, and fell in love with an amazing woman who would become my wife. Pixar went on to create the worlds first computer animated feature film, Toy Story, and is now the most successful animation studio in the world. In a remarkable turn of events, Apple bought NeXT, I returned to Apple, and the technology we developed at NeXT is at the heart of Apple's current renaissance. And Laurene and I have a wonderful family together.

I'm pretty sure none of this would have happened if I hadn't been fired from Apple. It was awful tasting medicine, but I guess the patient needed it. Sometimes life hits you in the head with a brick. Don't lose faith. I'm convinced that the only thing that kept me going was that I loved what I did. You've got to find what you love. And that is as true for your work as it is for your lovers. Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven't found it yet, keep looking. Don't settle. As with all matters of the heart, you'll know when you find it. And, like any great relationship, it just gets better and better as the years roll on. So keep looking until you find it. Don't settle.

My third story is about death.

When I was 17, I read a quote that went something like: "If you live each day as if it was your last, someday you'll most certainly be right." It made an impression on me, and since then, for the past 33 years, I have looked in the mirror every morning and asked myself: "If today were the last day of my life, would I want to do what I am about to do today?" And whenever the answer has been "No" for too many days in a row, I know I need to change something.

Remembering that I'll be dead soon is the most important tool I've ever encountered to help me make the big choices in life. Because almost everything — all external expectations, all pride, all fear of embarrassment or failure - these things just fall away in the face of death, leaving only what is truly important. Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart.

About a year ago I was diagnosed with cancer. I had a scan at 7:30 in the morning, and it clearly showed a tumor on my pancreas. I didn't even know what a pancreas was. The doctors told me this was almost certainly a type of cancer that is incurable, and that I should expect to live no longer than three to six months. My doctor advised me to go home and get my affairs in order, which is doctor's code for prepare to die. It means to try to tell your kids everything you thought you'd have the next 10 years to tell them in just a few months. It means to make sure everything is buttoned up so that it will be as easy as possible for your family. It means to say your goodbyes.

I lived with that diagnosis all day. Later that evening I had a biopsy, where they stuck an endoscope down my throat, through my stomach and into my intestines, put a needle into my pancreas and got a few cells from the tumor. I was sedated, but my wife, who was there, told me that when they viewed the cells under a microscope the doctors started crying because it turned out to be a very rare form of pancreatic cancer that is curable with surgery. I had the surgery and I'm fine now.

This was the closest I've been to facing death, and I hope it's the closest I get for a few more decades. Having lived through it, I can now say this to you with a bit more certainty than when death was a useful but purely intellectual concept:

No one wants to die. Even people who want to go to heaven don't want to die to get there. And yet death is the destination we all share. No one has ever escaped it. And that is as it should be, because Death is very likely the single best invention of Life. It is Life's change agent. It clears out the old to make way for the new. Right now the new is you, but someday not too long from now, you will gradually become the old and be cleared away. Sorry to be so dramatic, but it is quite true.

Your time is limited, so don't waste it living someone else's life. Don't be trapped by dogma — which is living with the results of other people's thinking. Don't let the noise of others' opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary.

When I was young, there was an amazing publication called The Whole Earth Catalog, which was one of the bibles of my generation. It was created by a fellow named Stewart Brand not far from here in Menlo Park, and he brought it to life with his poetic touch. This was in the late 1960's, before personal computers and desktop publishing, so it was all made with typewriters, scissors, and polaroid cameras. It was sort of like Google in paperback form, 35 years before Google came along: it was idealistic, and overflowing with neat tools and great notions.

Stewart and his team put out several issues of The Whole Earth Catalog, and then when it had run its course, they put out a final issue. It was the mid-1970s, and I was your age. On the back cover of their final issue was a photograph of an early morning country road, the kind you might find yourself hitchhiking on if you were so adventurous. Beneath it were the words: "Stay Hungry. Stay Foolish." It was their farewell message as they signed off. Stay Hungry. Stay Foolish. And I have always wished that for myself. And now, as you graduate to begin anew, I wish that for you.

Stay Hungry. Stay Foolish.

Thank you all very much.

Kamar Sutera: ULASAN dari KOSMO

Novel  Semusim Di Syurga boleh dikategorikan sebagai sebuah naskhah dakwah Islamik yang dikupas menerusi gaya penulisan yang bersahaja.

     Menggunakan konsep catatan diari untuk mengembangkan plot cerita, Hamka Kereta Mayat paidai memilih gaya penulisan yang berbentuk diskusi bagi menghasilkan sebuah cerita yang mudah untuk difahami.

     Lebih menarik,tulisan diari yang dicatat menjurus ke arah kehidupan sebagai seorang individu beragama Islam. Penulis tidak memulakan perkiraan catatan diarinya pada bulan Januari tetapi memilih 1 Muharam dan berakhir pada 30 Zulhijah bertepatan dengan pengiraan kalendar hijrah.

     Pemilihan kalendar tersebut dilihat lebih tersusun kerana penceritaan dan latar masa novel ini akan berkembang mengikut perayaan dan sambutan besar dalam  sejarah Islam.

     Novel  ini merupakan himpunan catatan diari seorang lelaki yang bekerja sebagai pemandu kereta mayat bernama Hamka. Dia tinggal di sebuah kawasan perumahan yang didiami oleh pelbagai lapisan umat islam .Di situ, surau menjadi lokasi penduduk berkumpul dan berdiskusi.

      Hamka akan mencatat setiap perkara yang dibincangkan dan suasana di surau itu dalam diarinya. Perbincangan bersama jemaah surau tidak hanya tertumpu kepada masaalah agama Islam tetapi turut meliputi aspek-aspek kehidupan, politik tanah air dan adab-adab sebagai seorang manusia yang hidup di bumi Allah.

      Penulis juga menyuntik unsur humor untuk menjadikan penulisannya tidak terlalu serius. Watak 

Hamka itu sendiri dicipta sebagai seorang  yang bersahaja dan gemar bergurau tetapi apabila berbincang mengenai isu Islam, Hamka akan menjadi seorang yang tegas dalam memberi pendapat.

      Pembaca pastinya terleka membaca setiap diskusi  dan maklumat yang disampaikan dalam novel ini. Perbualan Hamka dengan Pak Imam Habib Abib, Pak cik Sidik Tasdik, Pak cik Abu Nisfu dan beberapa jemaah surau lain pastinya membuatkan pembaca tersenyum sendirian.

      Dalam novel ini, watak Hamka digambarkan sebagai seorang yang pandai berkata-kata. Setiap ayat yang dititipkan daripada bibirnya akan membuatkan pembaca berfikir tentang isu yang dibicangkan.

      Jika diamati penulisannya, ucapan Hamka dalam novel ini sebenarnya merupakan teguran bagi seluruh umat Islam kerana setiap watak menggambarkan keadaan masyarakat di Negara ini.(copy/paste)

RM110- Power Bank 20k Mah 9 corak

Cara nak beli Power Bank, sila Bayar RM110 kepada WOHA ENTERPRISE: (Maybank 556226405584)
dan Hantarkan bukti pembayaran ke keretamayat@gmail.com, atau attach dekat sini, saya akan reply "ok" jika bukti anda match dengan borang yang di isi. seterusnya bagi alamat dan no phone. InsyaAllah.

Tidak wajib, tapi jika isi borang dibawah memudahkan kami menjejak dan siasat jika barang tidak sampai.(lebih baik isi sebenarnya)

http://kedaihamka.blogspot.com/2014/09/borang-power-bank-dan-lampu-penyu.html

Tell Me About Yourself

“So, tell me about yourself.”

What seems like such a simple question can really make you sweat, especially in an interview. What, exactly, should you share—not just to build rapport, but to show that you’re the perfect fit for the job?

Fear not, job seekers: There’s a super-simple formula that will help you answer this question with ease. Watch this quick video as our CEO Kathryn Minshew gives a simple tip from our career expert Lily Zhang, then try it out for yourself!

Sekadar hiasan

How to Answer “Tell Me About Yourself”

So, the first question you’re probably going to get in an interview is, “Tell me about yourself.” Now, this is not an invitation to recite your entire life story or even to go bullet by bullet through your resume. Instead, it’s probably your first and best chance to pitch the hiring manager on why you’re the right one for the job.

A formula I really like to use is called the Present-Past-Future formula. So, first you start with the present—where you are right now. Then, segue into the past—a little bit about the experiences you’ve had and the skills you gained at the previous position. Finally, finish with the future—why you are really excited for this particular opportunity.

Let me give you an example:

If someone asked, “tell me about yourself,” you could say:

“Well, I’m currently an account executive at Smith, where I handle our top performing client. Before that, I worked at an agency where I was on three different major national healthcare brands. And while I really enjoyed the work that I did, I’d love the chance to dig in much deeper with one specific healthcare company, which is why I’m so excited about this opportunity with Metro Health Center.”

Remember throughout your answer to focus on the experiences and skills that are going to be most relevant for the hiring manager when they’re thinking about this particular position and this company. And ultimately, don’t be afraid to relax a little bit, tell stories and anecdotes—the hiring manager already has

your resume, so they also want to know a little more about you.

source

Voltage Regulator RM 20 only

COD: Kuantan

Power Bank Transformes!

RM 85  termasuk pos! Semenanjung Only.

Cara nak beli Power Bank Transformers, 

Sila Bayar RM85 kepada WOHA ENTERPRISE: (Maybank 556226405584)

Hantarkan bukti pembayaran ke keretamayat@gmail.com, 

atau attach dekat sini, 

saya akan reply "ok" jika bukti anda match. 

seterusnya bagi alamat dan no phone, 

juga pilihan warna. InsyaAllah.

Sabah, tunggu Buku Hamka datang Bah!

PWTC, mu tunggu pembeli keretamayat datang!

The day of man salvation

Desktop murah giler!

(Desktop Second Hand Spec tinggi dengan harga rendah untuk di lelong!. Siapa cepat dia dapat.(ada 20 unit-Iklan ini akan di delete selepas 3 hari)

Boleh bayar separuh untuk tempah, dan separuh lagi ketika terima barang.

(Percuma buku Hamka keretamayat siap bertanda tangan dengan penambahan RM20.woha!)

Specification 1:

HP Compaq 6200 Pro Business Desktop

Ci5-2400 3.1Ghz / 4GB/ 1TB/ DVD+RW/ 512MB AMD/ NIC / 7P / 20” LCD / USB to Serial Adapter/ USB Mouse / USB Keyboard / Window 7 Original.

(RM 720 only for spec 1)

Specification 2:

HP Compaq 6200 Pro Business Desktop

Processor i3- 3.1Ghz / RAM 4Gb/ HDD 320Gb/ DVD+ RW / Monitor 18.5 wide screen./ Grafic card amd 512Mb/ / USB Mouse / USB Keyboard /

(RM 690 only for spec 2)

Lokasi hantar/ambil: Kuantan sahaja. Daerah lain, kita bincang dalam PM.

Ps: Terima kasih kerana membeli belah dihalaman keretamayat. Lupakan minda satu rumah dua calculator, mari kita sahut cabaran, satu rumah dua komputer- Woha!

Ps2: boleh rujuk gambar di FB keretamayat.

Ps3: Bayar kepada WOHA ENTERPRISE: (Maybank 556226405584)

dan Hantarkan bukti pembayaran ke keretamayat@gmail.com, atau FB. Tapi barang akan dapat pada hujung desember. sebab pelajar belum exam, IPTA yang melolong PC ini akan format balik semua PC pada 27 dec baru akan di jual kepada saya. so boleh bayar separuh (atau penuh) untuk tempah, baki bayaran adalah apabila barang dah ready. Untuk makluman, wang akan dikembalikan jika barang tidak sampai pada 30 december 2014. Insyallah.

Desktop Murah dan High Spec.

Desktop Hp Compaq 6200 Pro
Prosessor i3- 3.1GhZ
RAM 4Gb... HDD 320Gb
Monitor 18.5 wide screen.
Grafic card amd 512Mb

RM690 only.

COD: Kuantan, tempat lain kita bincang di email. atau ruang komen.

Jual Makanan Sunnah

Ingin cari Kedai jual Makanan Sunnah di Kuantan dengan harga berpatutan?

 Datanglah ke Kompleks dagangan mahkota di Indera mahkota.

Insya-allah, buku Hamka keretamayat juga akan dijual di sini akan datang.

Uztaz wahi- Tuan kedai.

Akaun bisnes kecil cara mudah

Copy paste dari Suhami Ramly

http://de-efjay.blogspot.com/2014/04/belajar-uruskan-akaun-bisnes-kecil.html

Ramai usahawan baru atau pekerja makan gaji yang baru berjinak-jinak dengan bisnes part-time, menghubungi saya untuk bertanya mengenai bagaimana menyimpan akaun perniagaan. Mereka ini terdiri daripada peniaga kecil yang berniaga produk-produk seperti cupcake, pakaian bayi, tudung, aksesori wanita, secara kecil-kecilan sama ada online atau offline.

Pertama sekali, tahniah diucapkan kerana anda semua berani menceburkan diri ke alam perniagaan. Bukan senang nak buat perniagaan walaupun kecil. Saya menyokong niat suci anda dan mendoakan perniagaan anda berjaya.

Saya ingin menceritakan di sini bahawa penyimpanan rekod dan akaun perniagaan adalah suatu yang mudah. Tak perlu lah anda risau melampau takut diaudit oleh LHDN atau pening kepala kerana tak pandai buat akaun. Menyimpan akaun ini boleh dilakukan walaupun perniagaan anda masih kecil, hatta jika anda menjual barang di eBay sekalipun.

Mereka (peniaga kecil) merungut kepada saya bahawa mereka pernah bertanya soalan ini kepada kawan-kawan mereka yang belajar jurusan accountancy. Para akauntan ini memberikan jawapan yang rumit mengenai sistem akaun seakan-akan peniaga ingin membuka perniagaan jutaan ringgit. Perlu ada general ledger, double entry bookkeeping system, this and that statement, etc. sehinggakan kakak yang ingin menjual tudung di ofis pun jadi takut mengenai akaun.

Saya ingin menghuraikan cara mudah menyimpan akaun dan rekod perniagaan anda. Dengan menyimpan rekod yang lengkap, anda dapat melihat perkembangan perniagaan anda dan membuat rancangan untuk mengembangkan perniagaan ke tahap seterusnya.

(DISCLAIMER: segala yang ditulis dalam entri ini adalah cadangan peribadi penulis semata-mata. Penulis tidak bertanggungjawab atas segala yang berlaku natijah daripada anda mengikuti cadangan penulis).

Berikut adalah langkah-langkah menyimpan rekod perniagaan dengan mudah, tanpa memeningkan kepala mempelajari sistem perakaunan yang susah-susah:

1. Akaun bank berasingan

Walaupun anda berniaga kecil-kecilan tanpa mendaftarkan syarikat, anda sepatutnya mengasingkan duit peribadi anda daripada duit perniagaan. Jika anda sudah mendaftarkan perniagaan (samada bentuk pemilik tunggal, perkongsian atau Sdn Bhd), maka lebih wajiblah anda membuka akaun bank untuk perniagaan dan mengasingkan wang peribadi anda daripadanya.

Jika anda tidak mendaftarkan perniagaan, buka akaun bank kedua atas nama anda untuk menyimpan tunai yang terhasil dari perniagaan anda.

Simpan semua rekod transaksi bank tersebut. Penyata bulanan bank anda adalah dokumen terpenting dalam perniagaan anda. Dengan penyata inilah anda dapat melihat tahap “kesihatan” perniagaan anda. Untuk yang nak memohon kemudahan kewangan daripada bank atau agensi kerajaan, penyata bank adalah dokumen utama yang disemak oleh pegawai pinjaman.

Adalah sangat penting anda mengasingkan duit perniagaan dengan duit peribadi. Setiap transaksi antara kedua-dua akaun tersebut mestilah dicatat. Jangan campur aduk wang peribadi dengan perniagaan. Ini adalah langkah pertama yang anda perlu ambil untuk menyimpan rekod perniagaan yang bersih.

2.  Kos inventori (Belian)

Perkara kedua yang perlu anda buat setelah membuka akaun bank ialah membeli barangan yang akan dijual atau inventori. Barangan ini boleh jadi dalam bentuk bahan mentah (tepung, gula, icing, etc jika anda membuat cupcake) atau bahan siap (contoh: beg tangan, kasut).

Rekod kesemua kos tersebut dengan lengkap: tarikh, item, kuantiti, harga, nama penjual. Itu sahaja. Pastikan anda menyimpan resit bagi semua transaksi yang anda buat.

Catat semua belian anda di dalam satu jadual (hardcopy atau Excel). Column yang perlu ada ialah tarikh, item, kuantiti, harga, dan penjual.

Saya membuat andaian kesemua jualan anda adalah dalam bentuk tunai, bukannya kredit. Perniagaan kecil biasanya menggunakan tunai sahaja.

3. Jualan

Sekali lagi, saya membuat andaian kesemua jualan anda adalah dalam bentuk tunai (jika tidak, mungkin entri ini tak sesuai untuk anda). Tunai adalah “lifeblood” bagi perniagaan kecil, jadi pastikan setiap jualan anda dilangsaikan dengan tunai tanpa ada tempoh hutang.

Untuk setiap jualan, anda perlu mencatit maklumat berikut: tarikh, item, kuantiti, harga, diskaun (jika ada), nama pembeli. Pastikan setiap transaksi direkod dengan menyimpan resit atau slip pembayaran.

Catat semua jualan anda di dalam satu jadual (hardcopy atau worksheet Excel). Sekarang kita sudah ada dua jadual, Belian dan Jualan.

4. Kos-kos lain (Expenses)

Expenses ialah segala kos yang ditanggung dalam perniagaan selain daripada kos membeli bahan mentah dan menghasilkan produk siap untuk dijual. Ini termasuklah pengangkutan, postage, printing, bil elektrik/air/telefon, sewa pejabat, gaji pekerja, marketing, packaging, dan sebagainya.

Sekali lagi, saya menganggap setiap kos-kos tersebut dilangsaikan dalam bentuk tunai (sesuai untuk perniagaan kecil). Catat setiap expenses tersebut dan rekod dalam satu jadual hardcopy atau Excel worksheet. Ini adalah jadual ketiga anda, selepas Belian dan Jualan.

5. Ambilan dan Modal

Ambilan dan Modal adalah pertukaran wang/produk antara akaun peribadi dan akaun perniagaan. 

Contohnya, jika anda ingin mengambil satu pasang pakaian bayi dalam inventori anda untuk digunakan oleh anak anda sendiri, ini dikira sebagai ambilan. Begitu juga jika anda ingin mengambil wang daripada akaun perniagaan untuk digunakan secara peribadi. Ini juga wajib direkod.

Modal adalah sebaliknya: menggunakan wang peribadi untuk kegunaan perniagaan, atau menggunakan perkakas peribadi untuk kegunaan perniagaan. Ini juga perlu dicatat.

Setiap duit yang bertukar tangan antara akaun peribadi dengan akaun perniagaan anda mesti dicatat, sama ada sebagai ambilan (perniagaan –> peribadi) atau sebagai modal (peribadi –> perniagaan).

_______________________________________

Sekarang kita sudah ada 5 Jadual: Belian, Jualan, Expenses, Ambilan dan Modal. Ini sudah cukup untuk kegunaan peniaga-peniaga kecil yang membuat all-cash transaction, iaitu tiada belian atau jualan kredit, atau pinjaman.

Pastikan duit yang diterima daripada jualan dimasukkan ke dalam bank dengan kerap supaya baki bank anda melambangkan wang yang dimiliki oleh perniagaan anda dengan tepat. Sebaik-baiknya minta pembeli bank-in terus bayaran ke dalam akaun anda.

Saya pernah berborak dengan seorang taukeh kedai Mamak di KL yang memberitahu saya bahawa beliau mempunyai seorang staff yang kerjanya pergi ke bank setiap 30 minit untuk deposit semua wang tunai yang diterima di cash register machine.

Kurangkan simpan duit dalam bentuk petty cash (di luar bank) melainkan untuk beberapa expenses yang tertentu sahaja. Menyimpan petty cash yang banyak boleh meningkatkan nafsu anda untuk mengambil duit itu untuk berbelanja untuk kegunaan peribadi. Dengan ini, tunai bisnes anda akan berkurang.

Guna cek untuk membayar bil, gaji pekerja dan supplier untuk meningkatkan aktiviti akaun bank anda. Kos sekeping cek ialah lebih kurang RM0.50.

Kadangkala anda diminta untuk memberi akaun kewangan yang lengkap untuk disemak. Akaun kewangan lengkap terdiri daripada tiga dokumen: income statement, cashflow statement, dan balance sheet. Anda akan diminta menyiapkan ketiga-tiga dokumen ini kalau anda ingin membuat pinjaman, atau ingin memohon geran.

Anda boleh membina ketiga-tiga dokumen tersebut dengan 5 Jadual yang saya huraikan tadi — Belian, Jualan, Expenses, Ambilan dan Modal. Tak perlu pening-pening kepala, cuma tunjukkan 5 jadual tersebut kepada rakan anda yang pernah belajar accountancy, nescaya rakan anda itu boleh menghasilkan IS/CF/BS untuk perniagaan anda.

Anda seharusnya membiasakan diri anda menyimpan rekod perniagaan yang lengkap walaupun perniagaan anda masih kecil (e.g. menjadi pengedar produk atau menjual barangan di pejabat secara part-time). Dengan menyimpan rekod perniagaan, anda dapat mengkaji untung rugi perniagaan anda, disamping membolehkan anda mengembangkan perniagaan anda di masa hadapan.

Menyimpan rekod bagi perniagaan kecil adalah mudah, tak perlu degree accountancy atau pergi kursus-kursus yang mahal. Anda cuma perlu simpan 5 Jadual sahaja — Belian, Jualan, Expenses, Ambilan dan Modal. Semua transaksi yang penting dalam perniagaan kecil terkandung dalam kelima-lima jadual tersebut.

Jika perniagaan anda dah besar nanti, baru anda perlu fikir mengenai sistem perakaunan yang canggih-canggih. Untuk peniaga kecil, fokus untuk kembangkan perniagaan dan banyakkan cash sales anda. Gunakan sistem menyimpan rekod yang mudah dahulu.

Semoga berjaya!

Jual SUSU KAMBING

Siapa yang sedang mencari SUSU KAMBING?

Saya ada jual susu kambing.

Sangat digalakkan untuk ibu mengandung, bertindak menjadi ubat kepada kuning bayi ketika lahir dengan izin Allah.

Ustaz cakap selepas susu ibu, susu terbaik adalah susu kambing.

Tapi tak nak lah guna nama ustaz jual barang, nanti orang kata jual agama pulak, so menurut artikel sains yang saya baca: Goat’s milk is less allergenic, naturally homogenized, easier to digest, rarely causes lactose intolerance and matches up to the human body better than cow’s milk.

Susu kambing Owgoat's yang saya jual ada 2 perisa:

1) Original Flavour (sesuai untuk semua peringkat umur seawal bayi 6 bulan ke atas)

2) Strawberry Flavour (sesuai untuk semua peringkat umur seawal kanak-kanak 2 tahun ke atas)

Perisa Strawberry MasyaAllah sangat sedap dengan izin Allah, lemak berkrim, rasanya seperti susu Strawberry kotak berjenama terkemuka. Anak-anak anda pasti suka. Bapak budak macam saya pun suka.

Harga kedua-duanya SAMA.... RM37.00 sepeket (500 gram)

Kos pos Semenanjung, RM 6.

Total harga: RM43.

Kos pos Sabah Serawak RM10

Total: RM47.00

Cara nak beli, Bayar RM43 (SM) atau RM 47(SS) kepada WOHA ENTERPRISE: (Maybank 556226405584)

Bagi nama, alamat dan no phone melalui PM FB atau email keretamayat, Jangan lupa hantarkan bukti bayaran juga.

Terima kasih.

Ps: Hamka keretamayat jual buku, jual power bank, jual lampu penyu, kali ni jual susu kambing pulak dah? layan kan jer, Woha!

Today, I F*** my whole life.

gambar hiasan

My regrets as a 46 year old, and advice to others at a crossroad  (Source)

Hi, I my name’s John. I’ve been lurking for a while, but I’ve finally made an account to post this. I need to get my life off my chest. About me. I’m a 46 year old banker and I have been living my whole life the opposite of how I wanted.

All my dreams, my passion, gone. In a steady 9-7 job. 6 days a week. For 26 years. I repeatedly chose the safe path for everything, which eventually changed who I was.

Today I found out my wife has been cheating on me for the last 10 years. My son feels nothing for me. I realised I missed my father’s funeral FOR NOTHING. I didn’t complete my novel, travelling the world, helping the homeless. All these things I thought I knew to be a certainty about myself when i was in my late teens and early twenties. If my younger self had met me today, I would have punched myself in the face. I’ll get to how those dreams were crushed soon.

Let’s start with a description of me when I was 20. It seemed only yesterday when I was sure I was going to change the world. People loved me, and I loved people. I was innovative, creative, spontaneous, risk-taking and great with people. I had two dreams. The first, was writing a utopic/dystopic book.

The second, was travelling the world and helping the poor and homeless. I had been dating my wife for four years by then. Young love. She loved my spontaneity, my energy, my ability to make people laugh and feel loved.

I knew my book was going to change the world. I would show the perspective of the ‘bad’ and the ‘twisted’, showing my viewers that everybody thinks differently, that people never think what the do is wrong. I was 70 pages through when i was 20. I am still 70 pages in, at 46.

By 20, I had backpacking around New Zealand and the Phillipines. I planned to do all of Asia, then Europe, then America (I live in Australia by the way). To date, I have only been to New Zealand and the Phillipines.

Now, we get to where it all went wrong. My biggest regrets. I was 20. I was the only child. I needed to be stable. I needed to take that graduate job, which would dictate my whole life.

To devote my entire life in a 9-7 job. What was I thinking? How could I live, when the job was my life? After coming home, I would eat dinner, prepare my work for the following day, and sleep at 10pm, to wake up at 6am the following day. God, I can’t remember the last time I’ve made love to my wife.

Yesterday, my wife admitted to cheating on me for the last 10 years. 10 years. That seems like a long time, but i can’t comprehend it. It doesn’t even hurt. She says it’s because I’ve changed. I’m not the person I was. What have I been doing in the last 10 years? Outside of work, I really can’t say anything. Not being a proper husband. Not being ME.

Who am I? What happened to me? I didn’t even ask for a divorce, or yell at her, or cry. I felt NOTHING. 

Now I can feel a tear as I write this. But not because my wife has been cheating on me, but because I am now realising I have been dying inside.

What happened to that fun-loving, risk-taking, energetic person that was me, hungering to change the world? 

I remember being asked on a date by the most popular girl in the school, but declining her for my now-wife. God, I was really popular with the girls in high school. In university/college too. But i stayed loyal. I didn’t explore. I studied everyday.

Remember all that backpacking and book-writing I told you about? That was all in the first few years of college. I worked part-time and splurged all that I had earned. Now, I save every penny. I don’t remember a time I spend anything on anything fun. On anything for myself. What do I even want now?

My father passed ten years ago. I remember getting calls from mom, telling me he was getting sicker and sicker. I was getting busier and busier, on the verge of a big promotion. I kept putting my visit off, hoping in my mind he would hold on. He died, and I got my promotion. I haven’t seen him in 15 years.

When he died, I told myself it didn’t matter what I didn’t see him. Being an atheist, I rationalized that being dead, it wouldn’t matter anyway. WHAT WAS I THINKING? Rationalizing everything, making excuses to put things off. Excuses. Procrastination. It all leads to one thing, nothing. I rationalized that financial security was the most important thing.

I now know, that it definitely is not. I regret doing nothing with my energy, when I had it. My passions. My youth. I regret letting my job take over my life. I regret being an awful husband, a money-making machine.

I regret not finishing my novel, not travelling the world. Not being emotionally there for my son. Being a damn emotionless wallet.

If you’re reading this, and you have a whole life ahead of you, please. Don’t procrastinate. Don’t leave your dreams for later. Relish in your energy, your passions. Don’t stay on the internet with all your spare time (unless your passion needs it).

Please, do something with your life while your young. DO NOT settle down at 20. DO NOT forget your friends, your family. Yourself. Do NOT waste your life. Your ambitions. Like I did mine. Do not be like me.

Sorry for the long post, just had to get it out there.

TL:DR I realised I let procrastination and money stop me from pursuing my passions when I was younger, and now I am dead inside, old and tired.